Micro-Bank acknowledged finance: Tencent the largest shareholder vote-micro-banks, Tencent, financing-IT information

On April 27, according to media reports, the micro-banks owned by Tencent Vice President Huang Liming CBRC routine news conference to respond to the issue of financing, recognizing the capital increase plan has been in the approval process.

To the media, said Huang Liming, "capital we are doing well, shareholders, regulators and investors are very supportive. Bank capital and replenishment of the traditional Internet companies, after all, are not the same, the process longer. Soon, has been in the approval process. "

It is understood that the financing apart from the introduction of a new shareholder, Tencent is the largest shareholder of micro-banks now participate in the capital increase. After the capital increase, Tencent's stake remain 30% unchanged.

Early this year, foreign media reported that the micro-banks close to $ 450 million in financing agreements, investors, including United States private equity fund Warburg Pincus (Warburg Pincus) and Singapore's Temasek, micro-banks valued at $ 5.5 billion. However, subsequent media exposure, micro-banks and financing blocked.

Huang Liming in an interview also published its inclusive financial products "particle loan" data, said Huang Liming, "has 22 financial institutions launching of co-financing. Now each new particle credit loans 80% loan provided by the Bank. Expect future loans would continue to grow rapidly. ”

According to reports, the "particle loan" since May last year officially launched the initiative on credit has more than 30 million people, number of loans more than 4 million, loans of more than 30 billion yuan, an average loan of 7000 to 8000.

微众银行承认正融资：第一大股东腾讯参投 - 微众银行,腾讯,融资 - IT资讯

4月27日消息，据媒体报道，腾讯旗下微众银行副行长黄黎明在银监会例行新闻发布会上对融资一事作出回应，承认增资计划已经在报批流程中。

黄黎明向媒体表示，“资本补充我们现在做得很顺利，股东、监管机构和投资者都很支持。银行的资本补充和传统的互联网公司增资毕竟不一样，流程会长一点。应该也快了，已经在报批流程中”。

据了解，此次融资除了引入新股东，微众银行现在的第一大股东腾讯也会参与增资。增资后，腾讯仍保持30%的持股比例不变。

今年初，有外媒报道称，微众银行接近达成4.5亿美元融资协议，投资人包括美国私募基金华平投资（Warburg Pincus）以及新加坡淡马锡，微众银行估值达55亿美元。不过，随后又有媒体曝出，微众银行融资受阻。

黄黎明在接受媒体采访时还公布了旗下普惠金融产品“微粒贷”的相关数据，黄黎明表示，“已经和22家金融机构合作推出联合贷款。目前每新发放的微粒贷的贷款中，80%的贷款资金由合作银行提供。预计未来联合贷款规模将继续快速增长。”

据介绍，“微粒贷”自去年5月正式上线以来，目前主动授信已超过3000万人，贷款笔数400多万笔，累计发放贷款超过300亿元，平均每笔借款7000到8000元。