P2P platform that heavy penalties from the oven: Silver Fang financial executives were sentenced to life imprisonment-P2P, net loans, silver Fang, finance, life imprisonment-IT information

IT news P2P network credit as one form in Internet banking in recent years because of the low barriers to entry because being loved by a lot of users, but due to the lack of regulatory accountability, some "naked credit" problems, online lending platform to run frequent, given the current risk of serious P2P, at present a number of banks have also shut down P2P faster payment channels.

Recently, judging book released by the intermediate people's Court of Hangzhou City, Zhejiang Province (2015) Zhejiang-Hangzhou penalty first No. 200, according to the financial platform for P2P platform silver Fang Cai Jincong, head raising fraud committed a crime, sentenced to life imprisonment, deprived of political rights for life and confiscated all his personal property, which is currently the P2P field imposed the heaviest penalties.

In was exposure zhiqian, silver square financial is a to high card and guarantees to temptation investors investment of P2P platform, silver square financial claimed the company by ruian gold pass financing guarantees limited as guarantees party, but according to the company head said, its company never to silver square company of borrowing business provides guarantees, silver square financial website Shang of by its company issued, and commitment for investors investment silver square financial platform business provides guarantees of guarantees letter is forged.

In October 2014, the silver Fang Cai Jincong, head of Finance has been lost, many investors after the alarm, February 14, 2015, on suspicion of crime of illegal absorbing public savings, Cai Jincong was arrested in November, Hangzhou City, Zhejiang Province, the people's Procuratorate charged Cai Jincong fund-raising fraud indictment to the Court. Cai Jincong before they happen with large debts, amounted to illegal fundraising for more than more than more than 200 million Yuan before the incident.

In the latest amendment to the Penal Code, after the highest committed crime of fraud in financing will be sentenced to life imprisonment, sentenced to top the silver Fang, head of financial penalties is also sounded the alarm for the majority of P2P practitioners.

P2P平台最重刑罚出炉：银坊金融高管被判处无期徒刑 - P2P,网贷,银坊金融,无期徒刑 - IT资讯

IT资讯讯 P2P网贷作为在近年来兴起的互联网金融形式之一由于准入门槛低等原因受到了不少用户的喜爱，但是由于存在监管问责制度方面的缺失，一些“裸贷”、网贷平台跑路等问题频出，有鉴于P2P目前风险严重，目前多家银行也关闭了P2P快捷支付通道。

近日，浙江省杭州市中级人民法院公布的刑事判决书《（2015）浙杭刑初字第200号》显示，P2P平台银坊金融平台负责人蔡锦聪犯集资诈骗罪，判处无期徒刑，剥夺政治权利终身，并处没收个人全部财产，这也是目前P2P领域判处最重的判罚事件。

在被曝光之前，银坊金融是一家以高息和担保来诱惑投资者投资的P2P平台，银坊金融声称该公司由瑞安市金通融资担保有限公司作为担保方，不过据该公司负责人表示，其公司从未给银坊公司的借款业务提供担保，银坊金融网站上的由其公司出具、承诺为投资者投资银坊金融平台业务提供担保的担保函是伪造。

2014年10月，银坊金融负责人蔡锦聪已经失联，在多名投资人报警之后，2015年2月14日，因涉嫌犯非法吸收公众存款罪，蔡锦聪被逮捕，同年11月，浙江省杭州市人民检察院指控蔡锦聪犯集资诈骗罪向法院提起公诉。蔡锦聪在事发之前背负巨额债务，事发之前共计非法募资超过2亿多元。

在最新的刑法修订案实施之后，犯集资诈骗罪最高将会判处无期徒刑，此次银坊金融负责人被判处顶格刑罚也是为广大P2P从业人员敲响了警钟。