Payment habits have changed? Said 90% online with PayPal or micro-payment-PayPal, micro-payments, mobile payments-IT information

China quality Association organized a 2015-banking customer satisfaction, this is the fifth consecutive year, of the China quality Association for this evaluation, mainly for the development of banking. Assessment payment habits are also included in this project, judging by the results from this survey, Chinese Internet users ' habits change to pay huge, mobile payment has become an indispensable part of life.

Payment habits survey,89.3% netizens small online payments using PayPal or micro-payments, how much a small, too? Surveys show that the median amount is 200 Yuan. 68.2% of Internet users say online payments above a certain amount will be paid online with a credit card, the survey showed, the median amount is 1000 Yuan .

In addition to the online consumer, online consumer scenarios, mobile payments are increasingly frequent. 52.9% Internet users in convenience stores use PayPal or micro-payment, usage convenience more than 70%; 62.7% Internet users in some dining, shopping mall using PayPal or micro-payments.

71.8% of by visit who mentioned in convenience shop select micro-letter paid treasure paid of reasons is: convenient shortcut, sweep code paid than card fast, without pay package, without change, save time ; 19.8% of by visit who mentioned select reasons is: discount, random relief, points, offers activities; 12.5% of by visit who mentioned select reasons is: forget has with money or card, without with money or card, cash enough; 0.3% of by visit who mentioned select reasons is: micro-letter or paid treasure has balance. Offers to attract users to experience, good customer's payment habits and lifestyle among the user experience, as well as micro-and PayPal brings consumer, micro-transfer charges will encourage users to use balances to consumption to a certain extent.

2015-earth-shattering changes in the customer's payment habits, more customers online, lines are no longer choose to pay in cash or by bank card, especially the case of micropayments, and switched to more convenient PayPal, mobile payment methods such as micro-payments.

支付习惯已改变？调查称9成网民用支付宝或微信支付 - 支付宝,微信支付,移动支付 - IT资讯

中国质量协会组织开展了2015年度银行业客户满意度测评，这是中国质量协会连续第五年开展此项测评，主要针对银行业的发展状况。测评中也包含了支付习惯这一项目，从此次调查结果来看，中国网民的支付习惯改变巨大，移动支付已成为生活不可缺少的一部分。

在支付习惯的调查中，89.3%的网民表示小额网上支付会用支付宝或微信支付，多少金额算是小额呢？调查显示这个金额的中位数是200元。68.2%的网民表示超过一定额度的网上支付会用信用卡网银支付，调查显示，这个额度的中位数是1000元。

除了线上消费，在线下的消费场景中，移动支付也越来越频繁地出现。52.9%的网民在便利店使用过支付宝或微信支付，使用原因中方便快捷的比例超过七成；62.7%的网民在一些餐饮场所、商场使用过支付宝或微信支付。

71.8%的受访者提及在便利店选择微信支付宝支付的原因是：方便快捷，扫码支付比刷卡快，不用掏钱包，不用找零，节省时间；19.8%的受访者提及选择原因是：打折，随机减免，积分等优惠活动；12.5%的受访者提及选择原因是：忘了带钱或卡，不用带钱或卡，现金不够；0.3%的受访者提及选择原因是：微信或支付宝有余额。优惠活动吸引用户来体验，良好的用户体验养成客户的支付习惯以及生活习惯，同时也为微信和支付宝带来了消费场景，微信转账收费也会一定程度上鼓励用户用余额来消费。

2015年度客户的支付习惯发生着惊天动地的变化，更多的客户在线上、线下均不再选择用现金或银行卡支付，尤其是小额支付的情况下，而改用更为方便快捷的支付宝、微信等移动支付方式支付。