Tencent has topped, opened China's first private bank and micro-banks, private banks, Tencent-IT news
Tencent has topped, opened China's first private bank

12th China Banking Regulatory Commission, said domestic private banks owned by Internet giant Tencent--Shenzhen qianhai micro-banks (hereinafter referred to as micro-banks) has been permitted to practice, which is China's first private bank.

Public information, micro-banks with registered capital of 3 billion yuan, dominated by Tencent, business sources, the founding sponsor, where Tencent take 30% of the Bank's total equity stake , as a major shareholder.

In 2014, the China Banking Regulatory Commission has approved 5 private banks in the third quarter to build, which includes micro-banks . Since then, the CBRC's willingness to follow the main independent, commercially-sustainable principles, actively promoting the 5 pilot banks setting up working groups to do the preparatory work, including setting up a reasonable corporate governance structure, establish a management system and risk control system.

"A few days ago, Shenzhen sea banks before opening the preparatory work has been completed and opened for business on December 12 by the banking regulatory Bureau, Shenzhen approved. "The CBRC official said.

The official pointed out that micro-banks is a company aimed at individual consumers and small business customers of private banking, shareholders should give full play to superiority, to create "a minor loan" featured business brand, for individual consumers and small business customers to provide quality financial services.

According to previously announced by the China Banking Regulatory Commission private banking position, Alibaba launched banks positioning "small deposit small loan" Tencent positioning "minor loan", Tianjin positioning "deposit loan", the other two is reflected in a specific area, serving local small business, financial consumers.

Worth note of is, Tencent launched of micro all Bank will "big save small loan" mode to has "a save small loan", that "a save" of deposits will no longer set lower, and Ali of "small save small loan" still will set deposits lower of situation phase difference, will Office into to focus service personal consumers and small micro enterprise for features of Bank.

According to the information provided by the CBRC, micro-Bank's business scope includes absorbing public deposits, primarily individuals and small business deposits primarily for individuals and small businesses granting short-term, medium-term and long-term loans, handling domestic and international settlements and bills, bonds, foreign exchange, banking card business.

The official also said that the CBRC will continue to promote the 4 other preparation is doing all the preparations for the opening of the Group of private banks. CBRC is currently actively promoting the extension of the pilot work of private banks.