Alipay, the big four banks; Ali Baba, four bandits-PayPal balance treasure, fast payment lines, Internet banking products, MA-IT news Alipay, the big four banks; the company, four thieves

Lead: four major banks recently lowered the "babies class" line of Internet products quickly pay, PayPal and the battle of the big four banks by netizens for metaphors for "Alibaba and the story of the four thieves".

March 23 afternoon message, for workers ' and peasants ' in the built "four line" have cut on paid Po shortcut paid lines a thing, Alibaba group Directors Council President Ma published articles said, this is paid Po "most hard of moments, is most glory of moments", "four King blocked, paid Po although defeated Judah wing, suisiyousheng, but decided market winner of not should is monopoly and power, but user! ”

Construction Bank of China cut its March 22 by its users pay via PayPal Express online treasure consumption and the balance of the purchase line, the single range from 50,000 down to 5,000. A week ago, ICBC, agricultural Bank of China, BOC has lowered its users to use PayPal Express payment amount. ICBC, the single amount from the original 50,000 was cut to 5,000 per month limit is reduced from 200,000 to 50,000. Bank of China, agricultural Bank of China is the single line from the original 50,000 down to 10,000.

And regulated lines of reason, ICBC and ABC's reason was "to protect user security." However, the industry generally believe that recent four-line blocking the root cause may be the balance of Internet innovation in financial products such as Bao touches on four major lines of interest.

Cut four lines through PayPal Express payment limit Po product purchase limits by means of balance limit, users associated with the shortcut to pay net purchases, payments and other services have also been greatly affected. To industrial users to use PayPal credit card payments, for example, amount adjusted, meaning if you want to by quick pay the payment to the credit card, single operation is only allowed payment of 5,000 yuan. Assuming 20,000 users to give their credit card repayments, must operate 4 times to complete.

Ma also said in the article, "don't know who gave it to the Bank, the power, power could hurt savers to spend their funds. Do not know who is going to control the four ' national champion ' United legality of ban? Friends said the world never heard, incredible. ”

Worth noting is that Central Bank last week was clear that limits third party PayPal transactions to the payment services providers online payment business management comment draft would not be implemented in the short term. Four rows have been cutting their lines of PayPal's move is regarded by industry runs counter to the Central Bank's stance.

MA in the end to encourage the payment of treasure, "you can do it! Reform, innovation, hope, dream ... You must be! ”

Ma bunched together below the original text:

PayPal, please carry it!

Yesterday, workers, farmers, built the four "State-owned" Bank operations, depositors turned to Alipay funding forced restrictions.

Market does not believe in tears, more afraid of competition in the market, market is unfair. Four kings together ban, Alipay has a glorious, suisiyousheng, but decided to market the outcome should not be a monopoly and power users!

Although millions of people I. PayPal, so the time? Die?

Have no idea who gave it to the Bank, the power, and power could hurt savers to spend their funds. Do not know who is going to control four "national champion" United legality of ban? Friends said the world never heard, incredible.

Plenary session? The masses? Concurrent resolution?

PayPal, which is your most difficult moment, but also the most glorious moment!

You can do it! Reform, innovation, hope, dream ... You must be!

支付宝、四大银行；阿里巴巴、四个大盗 - 支付宝,余额宝,快捷支付额度,互联网理财产品,马云 - IT资讯
支付宝、四大银行；阿里巴巴、四个大盗

导语：四大银行日前下调了“宝宝类”互联网理财产品的快捷支付的额度，支付宝和四大银行的这场战役被网友形象比喻为“阿里巴巴和四个大盗的故事”。

3月23日下午消息，针对工农中建“四大行”相继下调对支付宝快捷支付额度一事，阿里巴巴集团董事局主席马云发表文章表示，这是支付宝“最艰难的时刻，也是最光荣的时刻”，“四大天王封杀，支付宝虽败犹荣，虽死犹生，但决定市场胜负的不应该是垄断和权力，而是用户！”

建设银行3月22日下调了其用户通过支付宝快捷支付网上消费及购买余额宝的额度，幅度从原先的单笔5万降为5千。而一周前，工行、农行、中行已经下调了用户使用支付宝快捷支付的额度。其中，工行的额度由原先的单笔5万下调为5千，每月限额则从20万降为5万。中行、农行则将额度从原先的单笔5万降为单笔1万。

而对于下调额度的原因，工行和农行给出的理由是“为了保护用户资金安全”。不过，业界普遍认为，近期四大行封杀根本原因可能是余额宝等互联网金融产品的创新触及了四大行的利益。

四大行通过下调支付宝快捷支付额度的方式来限制余额宝产品的购买额度，用户与快捷支付相关的网购、还款等其他服务也受到很大影响。以工行用户使用支付宝信用卡还款为例，额度下调后，意味着用户如果想通过快捷支付还款到信用卡，单笔操作只能还款5千元。假设用户要给自己的信用卡还款两万，必须操作4次才可完成。

马云在文章中也表示，“也不知道谁给银行们权力，可以伤害储户支配自己资金的权力。更不知道谁来监管四大‘国手’联合封杀的合法性？有国际友人说：举世未闻，匪夷所思。”

值得注意的是，央行上周曾经明确表态，限制第三方支付宝消费金额的《支付机构网络支付业务管理办法》征求意见稿短期内不会实施。四大行就纷纷下调支付宝额度的举动，被业界认为是与央行表态背道而驰。

马云在文章的最后鼓励支付宝，“你可以的！改革，创新，希望，梦想。。。你必须可以！”

以下为马云扎堆原文：

支付宝，请扛住！

昨日，工，农，中，建四大“国有”银行一致行动，强令限制储户转向支付宝的资金额度。

市场不信眼泪，市场更不怕竞争，市场怕不公平。四大天王联手封杀，支付宝虽败犹荣，虽死犹生，但决定市场胜负的不应该是垄断和权力，而是用户！

虽千万人吾往矣。支付宝，生逢其时？死得其所？

也不知道谁给银行们权力，可以伤害储户支配自己资金的权力。更不知道谁来监管四大“国手”联合封杀的合法性？有国际友人说：举世未闻，匪夷所思。

三中全会？群众路线？两会决议？

支付宝，这是你最艰难的时刻，也是最光荣的时刻！

你可以的！改革，创新，希望，梦想。。。你必须可以！