Balance Po II, and promised break-even yields 7% Po II-balance, balance Po user exclusive rights 2, balance Po, PayPal-IT information Balance Po II, and promised break-even yields 7%

On February 8, "Po user balances exclusive rights 2" product line and open to make an appointment. Industry sources, butt insurance products of the product, expected annual yield of 7%, and was committed to capital preservation guarantee . Industry insiders believe, ancestor of the second generation products of the Po or balance .

It is understood that the Po the balance phase user 2 exclusive rights launched, on February 14, 2014, Lantern Festival day on sale, Po users only for balance, balance of the purchase money will have to come from the treasure. Reservation process display, users need access to exclusive reservations page, transfer of funds to balance Po completed an appointment, during the waiting period to enjoy liberty currency increases the income of the Fund balance treasure, make an appointment to 13th, February 14 Lantern Festival this morning, appointments for users through the active page or PayPal wallet notice to purchase the product, each user only restriction of 2000, 1000 Yuan each.

Booking page shows, the product expected annualized yield of 7% and capital preservation guarantee. Industry sources, user exclusive rights 2 docking or insurance products, according to the practice of insurance, or guaranteed income for the year of 2.5%.

The industry sources, the Po user balance appointment call warrant that the product, to reinvest after the redeemed balance treasure to the user exclusive benefit in phase 2. Due to balance of treasure is behind the increased liberty of tianhong fund the IMF, the industry believes, or will result in balance treasure shrunk in size, the size of shunt increased liberty , however, people in the industry also believes that balance Po scale has been made, broken down by service users who will get more sticky . Balance Po official said the project, the wealth of different users have different needs . Exclusive interest in phase 2 is for banking needs of customers does not intend to spend the money over a period of time in return for relatively high levels of income, this is the PayPal financial services products in the future .

Sources, according to the balance of user exclusive rights to treasure this launch phase 2 products can be seen, PayPal Po upgraded version of seize the balance of research and development, does not exclude the embryonic form of exclusive rights is an upgraded version of the product. "New products and the balance of the treasure will be misplaced, the bottom line will be higher than the current market for money-Fund yields, and has a certain duration. Under the current PayPal's focus on wireless port, not surprisingly, high-yield financial products will be launched first in the PayPal wallet. "The person said.

余额宝二代崭露头角，承诺保本收益率7% - 余额宝二代,余额宝用户专享权益2期,余额宝,支付宝 - IT资讯
余额宝二代崭露头角，承诺保本收益率7%

2月8日，“余额宝用户专享权益2期”产品上线并开放预约。业内人士透露，该产品对接保险产品，预期年化收益率达到7%，并承诺保本保底。业内人士认为，该产品或是余额宝二代产品的雏形。

据了解，余额宝此次推出的用户专享权益2期，将在2014年2月14日元宵节当日公开发售，只针对余额宝用户，购买产品的资金只能来自余额宝。预约流程显示，用户需要进入专属预约页面，将资金转入余额宝完成预约，在预约等候期间享受余额宝增利宝货币基金收益，预约截止至13日，到2月14日元宵节上午，预约用户可通过活动页面或支付宝钱包通知购买该产品，每个用户仅限购2000份，每份为1000元。

预约页面显示，该产品预期年化收益率为7%，并将保本保底。业内人士透露，用户专享权益2期对接的或是保险产品，根据保险业惯例，保底收益或为年化2.5%。

上述业内人士透露，余额宝用户预约认购该产品，相当于赎回余额宝后再投资到用户专享收益2期中。由于余额宝背后是天弘基金的增利宝货币基金，有业内人士认为，此举或将导致余额宝缩水、分流增利宝的规模，不过另有业内人士认为，余额宝目前已经取得规模优势，通过细分服务将获取更大的用户黏性。余额宝该项目负责人表示，不同的用户有着不同的财富增值需求。专享权益2期针对的客户理财需求是把一段时间内不打算花的钱存起来，换取相对较高的收益，这是未来支付宝理财业务研发产品的思路。

消息人士透露，根据余额宝此次发布的用户专享权益2期的产品可以看出，支付宝内部正在抓紧研发余额宝的升级版，不排除这种专享权益产品就是升级版的雏形。“新的产品和余额宝一定会有错位，在收益上会高于目前市面上货币基金的收益，并具有一定期限。按照目前支付宝对无线端的重视，不出意外，高收益理财产品会率先在支付宝钱包推出。”该人士表示。