Anti-fraud expert: personal information is not leaked-Telecom fraud is rare, ATM withdrawals-IT information

A female college student was tricked tuition while quashing the sad news had recently been raised about the topic of fraud concerns. Reporters interviewed 360 Chief against fraud yesterday Dr Pei Zhiyong, an expert understands that any strangers who asked to transfer operation of ATM, and some are scams. Before the current fraud trends from "Blind fool" developed into today's "precision fraud."

After the Internet fraud

Dr Pei Zhiyong said the new trends of fraud now has two main characteristics, the ex-crooks are "Blind fool" is what winning massive sends text messages, could fool a few is few, blind luck. Things are different now, cheats through illegal access to personal information on individual "tailor-made" for accurate fraud, this increasingly difficult to trick their see through, because the crooks know so much personal information is true and accurate. Secondly, after the youth group has become a major victim of cyber fraud, more than half of these young people. And about half of the victims were transferred to cheat on one's own. Main cheated reason is not "cheap" or "too stupid", but completely unaware of the presence of such deception, no protection of their consciousness and were easily fooled by crooks.

Strangers ask ATM transfers not

So, give you tips from Dr Pei Zhiyong "fool-proof": first, we must fully realize that currently prevailing in this type of deception that, the prerequisite of protecting ourselves, to assume their personal information has been compromised. "Frankly speaking, personal information is not leaked, but now is very rare. "Then call as long as it's a stranger, no matter how much he can tell you specific information, he said he was working, or banking school, he knows your parents ' names, home address, school and so on, the best are all decisive hung up the phone and dial official telephone confirmation. Then there is the person asking you to ATM transfer operations, but also you must be completed in a certain time period, it must be fraud.

Low cost virtual number can be easily targeted

1705, 1707, 1708, college students from the community channel bought these numbers, have been told is the mobile number, or Unicom, why are all these numbers into virtual operators? This dates back to three years ago.

In 2013, the Ministry released the pilot programme of resale of mobile communications business, started a pilot mobile resale business, was allowed to enter the enterprise is called "virtual operator". Virtual network operator does not establish communication network, but from China Mobile, China Unicom, Telecom, the three basic operators rent access to communications networks, the equivalent of "wholesale" from traditional operators at once "wholesale" Internet traffic, the number of voice minutes, text messages, and then designed different tariff package sales to mobile phone users.

In order to attract users, robbing the market, virtual network operator launched a large number of low tariff package, such as voice calls as low as 0.088 Yuan per minute, and initial authentication without any requirements. This low fees, no identification features, attracting a large number of cell phones as a communication tool for advertisers and fraudsters. Some experts pointed out that, more than 10 million users of virtual operators, two-thirds 170 is used to send spam messages.

Counterfeit real ID cards is very common

In the fraud case in Shandong, Beijing further communication to the media, said, this card is already a real-name authentication, authenticated identity fraudsters-owned, there is no response. And in reality, the fake real name opening acts are common. On August 4, the Guangdong Provincial Public Security Department held a "network 2nd" Conference, also uncovered "use of illegal software to undermine real-name registration" cases, and seized more than 100,000 black card, in connection with the channels all over the country in 28 provinces.

Reporters, according the Ministry issued in April this year on strengthening management, promoting the healthy development of mobile telecommunication resale service notice requiring resale business marketing channel management of network by entities, must pass through the second generation ID card identification device verification, automatic input user information, banned artificial entry ID information.

Meanwhile, basic telecommunications enterprises should assume primary responsibility for network operations, and resale companies signed authorization agreement, resale numbers into their own combat SMS spam, harassing phone calls and communications fraud control system.

For violations of the resale business, basic telecommunications business shall be in accordance with the requirements of telecommunications regulators suspended new number resources are allocated, moratorium on expanding the scope of cooperation.

However, as of now, both virtual operators and the three basic operators, Telecom fraud of Shandong college students, with no response.

反诈骗专家：个人信息没有被泄露很罕见 - 电信诈骗,ATM取款 - IT资讯

一位准女大学生被骗走学费而不幸离世的消息最近引发了大家对诈骗这一话题的高度关注。昨日记者采访了360首席反诈骗专家裴智勇博士了解到，任何陌生人要求去ATM进行转账操作的情况，一定都是诈骗。而当下诈骗的趋势已由之前的“盲骗”发展到了如今的“精准诈骗”。

90后成为网络欺诈对象

裴智勇博士透露，现在诈骗的新趋势主要有两个特点，一个是以前骗子都是“盲骗”为主，海量发出什么中奖啦之类的短信，能骗几个是几个，瞎碰运气。现在不一样了，骗子会通过不法渠道获得个人信息，对个人进行“量身定做”的精准诈骗，这种骗术越来越难被当事者识破，因为骗子知道这么多真实准确的自己个人信息。第二就是，90后青年群体已成为网络诈骗主要受害者，一半以上都是这些年轻人。而且一半左右的受害者居然都是主动转账给骗子的。主要被骗原因并非是“贪便宜”或者“太笨了”，而是因为完全不知道有这种骗术存在，完全没有保护自己的意识而被骗子轻易忽悠了。

陌生人要求ATM转账不要信

所以，裴智勇博士给大家支招儿“防骗”：首先要充分意识到目前有这类骗术普遍存在这一点，有保护自己的先决意识，要假设自己的个人信息已被泄露。“说实在的，现在个人信息没有被泄露的情况反而很罕见。”然后就是只要是陌生人的来电，无论他能说出多少你个人具体的信息，无论他说自己是公检法的，还是银行学校的，他知道你的父母名字、家庭住址、学校专业等等，最好全都果断挂掉电话，同时拨打官方机构电话求证。再有就是任何人要求你去ATM进行转账操作，还要求你在一定时间段必须完成，那一定都是诈骗。

低资费虚拟号易被盯上

1705、1707、1708，大学生从社会渠道上买来这些号码时，都被告知是移动号或联通号，为何现在这些号码又变成了虚拟运营商所有？这要追溯到三年前。

2013年，工信部发布了《移动通信转售业务试点方案》，开始试点移动通信转售业务，被允许进入的企业就被称为“虚拟运营商”。虚拟运营商不建立通讯网络，而是从移动、联通、电信三大基础运营商那里租用通讯网络的使用权，相当于“批发商”，一次性从传统运营商处“批发”上网流量、语音通话分钟数、短信数，然后设计成不同资费套餐向手机用户销售。

为了吸引用户、抢夺市场，虚拟运营商推出了大量低资费套餐，例如语音通话低至0.088元/分钟，而且初期对于身份认证没有任何要求。这种低资费、无需身份识别的特点，吸引了大量将手机作为通信工具的广告主和诈骗分子。曾有专家指出，1000多万的虚拟运营商用户中，有三分之二的170卡是用来发垃圾短信的。

伪造实名卡十分常见

在此次山东诈骗案中，尽管北京远特通信向媒体表示，这张卡已经是实名认证，可认证的身份信息是否属诈骗分子所有，目前并无回应。而在现实中，伪造实名制开卡的行为十分常见。就在8月4日，广东省公安厅召开“安网2号”发布会时，还公布破获了一起“利用非法软件破坏实名登记”的案件，一举查获了10万多张黑卡，涉案渠道商遍布全国28个省市。

记者查询到，按照工信部今年4月下发的《关于加强规范管理，促进移动通讯转售业务健康发展的通知》，要求转售企业通过实体营销渠道办理入网手续的，必须通过二代身份证识别设备核验、自动录入用户身份信息，禁止人工录入身份证信息。

同时，基础电信企业应承担起网络运营的主体责任，与转售企业签订授权委托协议，将转售号码纳入自身防治垃圾短信、骚扰电话和通讯信息诈骗治理体系。

对于存在违法违规行为的转售企业，基础电信企业应按照电信管理机构的要求，暂停分配新号码资源，暂停扩大业务合作范围。

然而，截至目前，无论是虚拟运营商还是三大基础运营商，对于山东大学生的电信诈骗案，都没有任何回应。