Man owes a lot of money, "pence" Alipay, lied about account theft fraud paid 700,000 Yuan-po, insurance-IT information

Owing a huge amount of debt, had lied about PayPal account theft, attempted to defraud insurance companies 700,000 yuan loss. Recently, the case of Hangzhou, police uncovered a suspected insurance fraud on the Internet, temperature has been the prosecution of suspects arrested.

People warm is a generation, he has a decent job and income, but ran up huge debts after a "pence" Alipay's mind. Wen found that PayPal had "security risks" to purchase this insurance covers only needs one or two Yuan, if PayPal account theft, insurance companies can be full compensation, the maximum pay 1 million Yuan. Holding luck, Wen said some call PayPal customer service phone your account "stolen", and insure against security, requires insurance companies to pay compensation. Wen said "rogue" 5 month multiple times using your own PayPal account, bought more than 900 multiple game cards, a total amount of more than 700,000 yuan.

After receiving the reflected, Alipay will be fed back to the insurance company. Insurance company review found the cases more, immediately reported the case to police in Hangzhou.

Alipay launched a joint investigation by the police in Hangzhou. PayPal through artificial intelligence and data technologies, to analyze the temperature an account transaction for several months. Evidence shows that more than 900 times the so-called "fraudulent" behavior and temperature of a daily habit is very much in line--that is, his own actions a strong possibility, stolen is very unlikely.

Meanwhile, online visits, police discovered that temperature owed a lot of money, people around you also said Wen had a gambling habit. Online fixed and field row below the line touches the evidence chain, Hangzhou police confirmed the final temperature is not PayPal is stolen, but fraud. According to the police, on July 28, the temperature of a Hangzhou xihu district people's Procuratorate approved the arrest.

According to Chinese criminal law article 198th, high or low depending on the gravity of the crime and the amount of insurance fraud and sentenced to a fine, the amount involved is especially huge or other especially serious circumstances, shall be sentenced to 10 years or more.

男子欠巨款“碰瓷”支付宝，谎称账户被盗欲骗保70万元 - 支付宝,保险 - IT资讯

欠下巨额债务，竟谎称支付宝账户被盗，试图骗取保险公司70万元赔款。近日，杭州警方破获一起涉嫌互联网保险骗保案，嫌疑人温某已被检察机关批捕。

山西人温某是80后，他原本有着不错的工作和收入，但在欠下一大笔债务后动起了“碰瓷”支付宝的脑筋。温某发现支付宝有“账户安全险”，购买这款保险只需要一两元钱，如果支付宝账户被盗，保险公司可以全额赔款，最高可赔100万元。抱着侥幸心理，温某拨打支付宝客服电话表示自己账号“被盗”，并投保过账户安全险，要求保险公司进行赔偿。温某称“盗贼”在5个月内多次使用自己的支付宝账号，购买了900多次游戏点卡，总计金额超过70万元。

接到用户反映后，支付宝将情况反馈到保险公司。保险公司进行复核时发现案件疑点较多，随即向杭州警方报案。

杭州警方联合支付宝展开调查。支付宝通过人工智能及大数据技术，对温某账户几个月来的交易进行分析。证据显示，900多次所谓的“盗刷”行为与温某的日常使用习惯相当符合——即其本人操作的可能性极大，被盗可能性极低。

同时，通过线下走访，警方发现温某欠下了巨款，周围的人还表示温某曾有赌博习惯。通过线上证据链固定和线下实地排摸，杭州警方最终确认温某并非支付宝被盗，而是骗保。据警方介绍，7月28日，温某被杭州西湖区人民检察院批准逮捕。

据我国《刑法》第198条规定，保险诈骗罪会视情节严重和金额高低判处有期徒刑和罚金，数额特别巨大或者有其他特别严重情节的，有期徒刑可能在10年以上。