Online lending platform seen in female college students "topless IOU": not money exposed nude-loans, college students-IT information

June 14 Taiwan media said the city, the recent emergence of a new pattern of borrowing called "naked lending" means money, nude photos as handheld ID card to the borrower IOU. When borrowers don't pay, creditors use nude photos published threats, female students have been in such trouble.

Taiwan ETtoday ettv news, June 14, according to media sources, a man claiming to be suffer surnamed Lee said in February this year during her business, online lending platform to borrow money. She referred to the platform to take the real-name registration outside so I had to upload documents such as ID cards, student cards, have to fill in the personal data, even the home staff contact information is clearly written.

▲ Domestic "naked lending", the woman if not paid, creditors threatened unveiled topless

Li Nv borrowed 500 Yuan for the first time, weeks of interest is 30%, but she is unable to pay and had to borrow money from previous debts, but interest maintained 30%, arbitrage under the circular, Li Nv is unable to pay, currently has debt owed to over 55,000.

Li Nv mentioned she was going to use a new way to borrow to pay off old debts, but the other side wants her nude after holding an identity card as collateral, if not after money, public or forwarded to the family photos on the Internet. Despite the frustration, but Li Nv took nude photos.

Such situations are not just happened to Li Nv,, she also referred to the side also has many female students face the same situation, just don't want to say it. Li Nv even said, "in some borrowing QQ groups, just call a ' who pick up girls nude ', there will be a lot of people contact. ”

网络借贷平台惊现女大学生“裸照借条”：不还钱就曝光裸照 - 贷款,大学生 - IT资讯

6月14日报道 台媒称，大陆最近出现了一种新的借款模式叫做“裸条借贷”，意思指借款时，以借款人手持身份证的裸体照片做为借条。一旦有借款人不还钱，债主就会利用裸照威胁公布，就有女大学生遭遇到这样的麻烦。

台湾ETtoday东森新闻云网站6月14日报道，根据大陆媒体消息显示，一名自称身受其害的李姓女大学生表示，今年2月期间她因为创业，因此到网络借贷平台借钱。她提到该平台采取实名制注册登记，所以得上传身份证、学生证等证件之外，还得填写相关个人资料，就连家里人员的联络方式也得写清楚。

▲国内出现了"裸条借贷"，女方若是还不出钱，债主就威胁公布裸照

李女第一次借了500元，周利息是30%，但她却无力偿还，只好再借钱还前面的债务，但周利息一样维持30%，如此利滚利的循环之下，李女根本无力偿还，目前已经积欠了5.5万的债务。

李女提到她曾想再利用重新借款的方式来偿还旧债，但对方却要她手持身分证后拍裸照当作抵押，若是之后还不出钱，就会把照片在网络上公开或是转发给家人。尽管无奈，但李女还是拍了裸照。

这类的情况不只发生在李女身上，她还提到身边也有不少女同学也遇到同样状况，只是不愿说出来。李女甚至还说，“在一些借款QQ群组内，只要喊一句‘谁接女生裸条’，就会有很多人联系。”