Chinese Bank cards break 4 | bank card holders _ news

Original title: Chinese bank card holders per capita than 4 copies

Xinhua News Agency, Beijing, June 7 (reporters Wu Yu and and Liu Zheng)-7th report of the PBC, as at the end of the first quarter, national per capita bank cards break 4, 4.15; rapid development of mobile payments, business growth in the number of 308.08%.

Bank master situation for the first quarter of 2016, run payment system report showed that China's bank card issuing volume continues to grow, bank cards using the card number 5.658 billion at the end of the first quarter, an increase of 13.18%, rose 3.96%. Among them, the debit card issue number 5.208 billion, an increase of 14.72%, rose 3.95%.

In terms of consumption in the first quarter, bank card consumption Services 4.551 billion, amount of 11.42 trillion yuan, bank card consumption volume of business 57.51% and 85.28% respectively. Bank card penetration rate reached 48.35%, up 0.17% from the previous quarter bank card consumption per capita amounted to 9829.51 Yuan, an increase of 9.74%.

Credit cards, credit card 0.3 per capita in China in the first quarter, credit and debit cards using the card number rose 4.12% to 450 million, down 1.98%, has narrowed down the issuing volume per cent decline compared to last year. As at the end of the first quarter, credit card credit totaled 7.45 trillion yuan, an increase of 19.55%, rose 5.53%.

However, together with total credit growth as well as credit card default rates. As at the end of the first quarter, six months overdue credit card credit outstanding totaled 45.809 billion yuan, rose 20.46%, 1.45% of the total credit card debt credit, four-quarter rise compared to last year 0.22%.

China maintained a fast growth in electronic payments business, banking institutions have been in force. A quarter of banking institutions handled electronic payments business 30.322 billion, amount of 793.97 trillion yuan. Among them, the mobile payment number increases significantly, an increase of 308.08% to 5.615 billion, the amount rose 31.05% of 52.13 trillion yuan.

In the field of online payments business, although the total amount of non-bank institutions in dealing with as the financial institutions, but the number and growth advantages, embodies the characteristics of small and convenient. A quarter of non-bank institutions handling online payments business 29.407 billion, amount of 18.58 trillion yuan, compared with growth of 105.89% and 104.03%, respectively; and processing online payments 10.443 billion of banking institutions in the amount of 657.84 trillion yuan, compared with growth of 46.6% and 9.11%, respectively. (End)

Responsible editor: Zhang Chun SN182

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中国人均持银行卡突破4张|银行卡_新闻资讯

　　原标题：我国人均持银行卡突破4张

　　新华社北京6月7日电（记者吴雨、刘铮） 中国人民银行7日报告显示，截至一季度末，全国人均持有银行卡突破4张，达4.15张；移动支付发展势头迅猛，业务笔数同比增长308.08%。

　　央行《2016年第一季度支付体系运行总体情况》报告显示，我国银行卡发卡量继续增长，一季度末银行卡在用发卡数量56.58亿张，同比增长13.18%，环比增长3.96%。其中，借记卡在用发卡数量52.08亿张，同比增长14.72%，环比增长3.95%。

　　在消费方面，一季度，银行卡跨行消费业务45.51亿笔，金额11.42万亿元，分别占银行卡消费业务量的57.51%和85.28%。银行卡渗透率达48.35%，较上季度增长0.17个百分点；银行卡人均消费金额达9829.51元，同比增长9.74%。

　　信用卡方面，一季度我国人均持有信用卡0.3张，信用卡和借贷合一卡在用发卡数量环比增长4.12%达4.5亿张，同比下降1.98%，较去年发卡量同比降幅有所收窄。截至一季度末，信用卡授信总额为7.45万亿元，同比增长19.55%，环比增长5.53%。

　　不过，和授信总额一同增长的还有信用卡坏账率。截至一季度末，信用卡逾期半年未偿信贷总额458.09亿元，环比增长20.46%，占信用卡应偿信贷余额的1.45%，较去年四季度末上升0.22个百分点。

　　我国电子支付业务保持较快增长，银行业金融机构一直处于主力军地位。一季度，银行业金融机构共处理电子支付业务303.22亿笔，金额 793.97万亿元。其中，移动支付业务笔数涨幅明显，同比增长308.08%达56.15亿笔，金额同比增长31.05%达52.13万亿元。

　　在网络支付业务领域，尽管非银行支付机构在处理金额总数不如金融机构，但笔数和增速优势明显，体现了小额、便捷的特点。一季度非银行支付机构 处理网络支付业务294.07亿笔，金额18.58万亿元，同比分别增长105.89%和104.03%；而银行业金融机构处理网上支付104.43亿 笔，金额657.84万亿元，同比分别增长46.6%和9.11%。（完）

责任编辑：张淳 SN182

文章关键词：
银行卡

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