In response to the Central Bank′s new rules: micro-payments will help user to perfecting information-micro-credit, Bank, PayPal-IT information

On March 12, the fan Yifei, Deputy Governor of the 12 session of the national people′s Congress meeting, said at a press conference, the Central Bank will start on July 1 to run a new non-bank payment system of national accounts , to meet consumers ′ increasingly diverse, personal consumption needs. Deadline is approaching, in order to comply with the Central Bank of the non-bank institutions online payments business management regulations, domestic major payment platform will start the real-name authentication.

The methods of personal payment account is divided into three categories, different accounts for different payment function, if the user does not complete account information in a timely manner, will not function properly using the online payment feature: like red hair.

For micro-payments, and the approach is primarily for balance of payment account, in accordance with regulatory requirements, July 1 failed to improve the information of the user, balance of payment account functions will be affected.

In order to ensure that users would be able to use micro-payments, micro-teams in today that required information when users use a micro-payment, the system will be gradually to message inform or pop-up prompts guide the user to perfecting the way account information. No users who receive guidance, could be refined by adding an associate bank card account information .

Micro team revealed that the micro-tied card the user has paid more than 300 million. Tied to real-name card user is user. Non-bank institutions of the network cover the operational management of individual network account is divided into three categories, and provides a variety of functions, limits and information on the accounts of certification standards. Micro-payment will continue to guide the user to perfecting information according to regulatory requirements to meet the certification standards to different levels of information.

Users according to the Guide, fill in the name, identity card number, or add the associated bank cards to complete account information. Micro-payments will gradually introduce more ways to help users easily and quickly complete account information.

回应央行新规：微信支付称将帮用户完善信息 - 微信,央行,支付宝 - IT资讯

3月12日，中国人民银行副行长范一飞在十二届全国人大四次会议记者会上透露，央行将从7月1日开始运行新的非银行支付账户体系，以适应消费者日益多样化的、个性化的消费支付需求。大限将至，为符合央行《非银行支付机构网络支付业务管理办法》规定，国内几大主要支付平台势必将启动实名认证。

《办法》将个人支付账户分为三类，不同支付账户对应不同的功能，如果用户不及时完善账户信息，将无法正常使用网络支付功能：比如不能发红包。

对微信支付而言，《办法》主要是针对余额支付账户提出，根据监管要求，7月1日未能完善信息的用户，余额支付账户功能会受到影响。

为了保证用户能够顺利使用微信支付，微信团队于今日表示，需完善信息的用户在使用微信支付时，系统将逐步以消息告知或弹窗提示的方式引导用户完善账户信息。暂未收到引导的用户，可通过添加关联银行卡的方式完善账户信息。

微信团队透露，微信支付绑卡用户量已经超过3亿。绑卡用户都已经是实名用户。《非银行支付机构网络支付业务管理办法》将个人网络支付账户分为三类，并规定了各类账户的功能、额度和信息认证标准。微信支付将不断引导用户完善信息，按监管要求，满足不同程度的信息认证标准。

用户可根据引导，填写姓名、身份证号码或添加关联银行卡来完善账户信息。微信支付将逐步推出更多认证方式，帮助用户方便、快捷地完善账户信息。