Alibaba Bank APP online: temporary available only parts of small and micro enterprises-Alibaba, network operators banking-IT information

IT information news on March 22 last year in October, the news show on Alibaba′s online banking App is open beta, invitation, and net Bank Governor Yu Shengfa said App will be launched in April this year, and at present, according to the latest news, Alibaba network operators banking on March 16, 2016, low profile online, now has support for download.

Although you can install, but according to journalist test showed, the ordinary users, whether through new user registration or through the PayPal account login, APP will display "is currently open only to the part of small and micro businesses, please look in the future. "The words. So the network operators banking APP is only part to small and micro businesses and personal users, follow-up will be gradually opened, expanding the scope of services.

Although you cannot log in using, but as can be seen from the App interface, Mobile Home, is divided into five major service sectors, loans, transfers, finance, bills, respectively, as well as scan codes from the last scan code, it can be assumed, is likely to Alibaba′s functions may be integrated into the App in the brush face. From network operators banking APP for the introduction can be found on the lending side, net Bank introduced loan products currently has two subclauses, a Taobao′s credit loan and another loan for the order. In addition, in the Home of an enterprise-grade financial products has been disclosed, known as the "liberty", revenue at an annual rate of 3.63%.

From the short test experience can feel, the financial balance of the product′s objective is to achieve more business financial management, at the same time, the transfer and financial products to support large accounts in real time. Related services when opened, it now remains to be seen.

阿里巴巴网商银行APP上线：暂仅部分小微企业可用 - 阿里巴巴,网商银行 - IT资讯

IT资讯讯 3月22日消息 去年10月份，有消息显示阿里巴巴网上银行App已经开启内测，采取邀请制，并且网商银行行长俞胜法曾表示App会在今年4月份上线，而目前，根据最新消息，阿里巴巴网商银行已经于2016年3月16日低调上线，目前已经支持下载。

虽然已经可以安装，不过根据记者测试反映，目前普通用户无论是通过新用户注册还是通过支付宝账户登录，APP均会显示“目前只对部分小微企业开放，未来敬请期待。”字样。因此，目前网商银行APP仅向部分小微企业及个人用户开放，后续会逐步开放，扩大服务范围。

虽然不能登录使用，但是从App主界面可以看出，在移动端首页，共分为五大服务板块，分别为贷款、转账、理财、账单以及扫码，从最后一个扫码功能，可以推测，很有可能阿里巴巴的刷脸功能可能会被整合到App中。从网商银行APP针对贷款端的介绍可以发现，目前网商银行推出的贷款产品共有两款，一款为淘宝信用贷，另一款为订单贷款。此外，在首页的有一款企业级理财产品已被披露，称为“余利宝”，年化收益率达3.63%。

从简短的测试体验可以感受到，该理财产品更多的目的是实现商户余额理财，同时，该理财产品支持大额转出以及实时到账。至于相关服务何时进一步开通，目前还有待观察。