Bank card with the same bank Super 4-ban, user: a-enough bank card, card-IT information

In recent years, new telecommunications network illegal and criminal issues have become increasingly prominent. China Banking Regulatory Commission recently issued the Banking against management of telecommunication networks on matters related to work of the new crime law, combat control of the banking industry a comprehensive deployment of new telecommunications network illegal and criminal. Notification consists of three main areas:

A strict real-name system management . Networking requires banking institutions to make full use of ID card verification and other technical means, carefully examine and apply for identity documents, and resolutely put an end to violations of the open card, open cards, mass cards, such as problems.

Second is to strictly limit the number of open card . In principle, the same commercial banks opened for the same customer debit card shall not be more than 4. To handle more than 4 debit card customers, banking institutions should take the initiative to contact card customer verification. Processing through the verification of non-free shall be suspended service, properly addressed.

Third, enhance safety management level of bank cards . Required banking institutions a comprehensive improve business processes, enhance the level of internal control, strengthen bank card security management, strengthen self-discipline, strict implementation of social responsibility.

In addition, the notification from a contact mechanism, step up publicity and education, establish sound evaluation and rewards and accountability of the bank card business supervision and management of the request.

Bank card, do you really use?

A lot of people in order to facilitate consumption, holds more than one bank card. In fact, excessive bank card does not bring convenience to our life. So in the end everyone holds several cards most scientific way? Many financial experts suggest: consumers should try to reduce the number of banks, a bank card into the hands of the three cards. This card is functionally divided into three daily consumption, investment, and capital accumulation cards .

Consumer card: improved funds utilization

Used solely for daily consumption, credit cards are the most appropriate card. With credit cards, banks often offer integration or business promotions. Consumers can combine their own financial expenses, credit card applications, improving the utilization of funds. Note: do not save into the card, no interest on credit cards to save money; this card to overdraft consumption, and then return the money to the Bank before the end of the interest-free period.

同一银行办理银行卡禁超4张，网友：一张足够 - 银行卡,开卡 - IT资讯

近年来，电信网络新型违法犯罪问题日益突出。银监会近日印发《关于银行业打击治理电信网络新型违法犯罪有关工作事项的通知》，对银行业打击治理电信网络新型违法犯罪工作进行了全面部署。通知主要包括三个方面：

一是严格实名制管理。要求银行业金融机构充分利用身份证联网核查等技术手段，认真审核办理人身份证件，坚决杜绝违规代开卡、乱开卡、批量开卡等问题。

二是严格限制开卡数量。同一商业银行为同一客户开立借记卡原则上不得超过4张。对已办理4张以上借记卡的客户，银行业金融机构要主动与开卡客户联系核查。经核查发现非本人意愿办理的，应当中止服务，妥善处理。

三是全面提升银行卡安全管理水平。要求银行业金融机构全面梳理完善业务流程，提升内控水平，切实加强银行卡安全管理，不断强化行业自律，严格落实社会责任。

此外，通知还从建立联系人机制，加强宣传教育，建立健全考核奖惩和责任追究制度等方面对银行卡业务监督管理提出了全面要求。

银行卡，你真的会用吗？

很多人为了方便消费，持有多张银行卡。实际上，过多的银行卡并不能给我们的生活带来想要的便捷。那么到底每个人持有几张卡才最科学呢？多位理财专家建议：消费者应尽量减少开户银行数量，把手中的卡集中到一家银行的三张卡中。这三张卡按功能划分成日常消费卡、投资卡和资金积累卡。

日常消费卡：提高资金利用率

纯粹用于日常消费，信用卡是最合适的卡种。用信用卡消费，银行常常会有优惠积分或跟商家合作的优惠促销。消费者可结合自身财务支出，申请信用卡，提高资金利用率。需注意：不要往这张卡里存钱，因信用卡存钱没有利息的；这张卡就拿来透支消费，然后在免息期结束前还钱给银行。