Bao Bao-to a falling yield on balances, balances yields, balance treasure-IT news Balance Po yields falling endlessly

After the Spring Festival, balance treasure yields falling over. Today its 7th annual yield of 4.267%, below last year's yields officially launched 4.338%, and this month forecast results. The legal evening news data group based on historical data analysis found that from mid-July to early August, yields are hovering around 4% balance treasure, or below 4% in early August.

Bao showed first-quarter balances, current size of more than 540 billion yuan, last year more than 80 times in the month, industry analysts believe that the bigger size of current balance treasure, because of risk-control considerations, their yields will not be sharp fluctuations, will remain stable at around 4%.

Dean, Tsinghua University, Wu Xiaoling also said yesterday in the inaugural Summit of the new Union, balance Bao has much room for future growth.

Mark 4% Po receipts approximating the balance status

Bao quietly on June 13 last year, the balance on the line after a trial run, with "free deposit and take rewarding" flexible investment models, by numerous "small investment" are welcome.

Balance Po showed first-quarter ended March 31, its size has exceeded 541.3 billion, launched in June 2013 6.6 billion scale of the month more than 80 times. Morningstar statistics, tianhong increased profits corresponding to current balance Bao Bao has become the seventh-largest Fund in the world and the third largest money market fund, and it is the first major domestic funds.

At high speed at the same time, yields have spiked several times fell to balance treasure, after the Chinese new year is way down, has fallen below the 6% and 5%, on June 23 and below 4.5%. 4.267% Andy 7th annual yield for the balance today, representing a 2.5% top 6.763% down about the beginning, close to the 4% mark.

Predicting end of July early August yield or "broken 4"

After the Spring Festival, balance treasure yields falling over. Today its 7th annual yield of 4.267%, below last year's yields officially launched 4.338%, and this month forecast results. The legal evening news data group based on historical data analysis found that from mid-July to early August, yields are hovering around 4% balance treasure, or below 4% in early August.

Bao showed first-quarter balances, current size of more than 540 billion yuan, last year more than 80 times in the month, industry analysts believe that the bigger size of current balance treasure, because of risk-control considerations, their yields will not be sharp fluctuations, will remain stable at around 4%.

Dean, Tsinghua University, Wu Xiaoling also said yesterday in the inaugural Summit of the new Union, balance Bao has much room for future growth.

4% Po receipts annually the balance funds of the industry control the risks

"Bao is the International Monetary Fund, balance, when its size reaches a certain level, the fund company in terms of risk and investment targets will be more cautious. "Datong securities analyst Zhang Cheng said, investment is no longer radical, this year's money market not as nervous as last year, balances treasure yields fell as normal.

Yi Huanhuan Institute of Hong Yuan securities also said the larger money funds because of safety concerns, increasing reserve requirements to ensure liquidity, yield hard swings, balances treasure yields in the long run will stabilise at around 3%-4%. But Yi Huanhuan also stressed that this interval was only years average, "when markets are nervous, while Shibor skyrocketed, balance treasure yields will continue to rise. ”

"In terms of net Fund sales of third party payment, there is no scope for a little special, balances the treasure has been basically to the extreme. "Yesterday, the Tsinghua University Dean of finance, people's Bank of China Vice Governor Wu Xiaoling said at the first session of the new monetary Union Summit.

"Balance of treasures and all kinds of ' baby ' on third-party payment platform is the essence of selling financial products. Traditional financial institutions have a very robust payment and settlement systems, and hundreds of millions of accounts, when they recognize the problems and advantages by virtue of your hand, balances Bao and other ' baby ' will lose momentum. "Wu Xiaoling said.